Saving you time for what matters most.

Nobody does mortgages like we do.

If you haven't registered yet, it only takes a few minutes to get started.
Paul is kicking goals on and off the bubble football pitch. Double wins, double bubbles! What will you do with your time? #mpoweredtime

Mortgages without the fuss

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Real-time case updates, and feedback

Streamline your client application process with instant AI-driven suggestions.
Receive real-time alerts during and after submitting the application, so you can make amendments quickly to our underwriting team. Cutting down on back-and-forth, speeding up the overall process.
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Financially underwritten in 4 hours* 

Our real-time underwriting technology accurately assesses an applicant's credit commitments by automatically analysing data from bank statements, declared credit commitments, and credit bureau records.
This automation cuts assessment time by up to forty minutes per application.
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AIPs in 2 mins, FMAs in 10 mins*  

Our system evaluates data instantly, and we even throw in some dynamic questions to make sure everything is spot-on.
If something doesn't quite match the rules, no worries – we either decline right away or create a task for our underwriting team to handle. Smooth and efficient!
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Always on criteria assistant  

CriteriaGPT’s ability to respond instantly will reduce the time you spend waiting for an answer to your queries, taking on average just 9 seconds to read and interpret your query, cross-reference it against our criteria, and generate an accurate response.
You can access our CriteriaGPT through the chatbot on our website 24/7.
*Average times for fully packaged applications.

Latest product and criteria updates

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Foreign Nationals Criteria

Creating a world of possibilities

  • Considered up to 90% LTV*

  • No minimum time in the UK**

  • No minimum income required

Our extensive foreign nationals criteria is offering more people the chance to secure their dream home.

Foreign nationals assessment process

We'll review all mortgage applications to see how long your client has been living in the UK and their right to stay here. Depending on their loan size, additional checks may be required. For full details please see our criteria page. 

*Other core max LTV caps still apply. **LTV capped at 75% and additional underwriting requirements apply where any customer has been in the UK for under 2 years.
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Percentage cashback

Larger loans, larger cashback!

  • 0.3% cashback on loans up to £1.5 million

  • Cashback is not reclaimed if the mortgage is repaid early

  • Cashback paid to the borrower upon mortgage completion

Available on 2, 3 and 5 year up to 85% LTV on £999 fee and £1,999 fee options.

Proportionate cashback

Our percentage cashback mortgage products allow borrowers to earn cashback that is proportionate to their loan amount, helping overcome some of the additional costs that come with moving home.

For loans up to £1.5million up to a maximum of £4,500.

Speak to your BDM

We’re here to help support you and your business. Get in touch or book a meeting, we’re happy to help.

Your alternative to the high street

We’re your alternative to the high street mortgage lenders, proudly supported by the big players.

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Don't just take our word for it

“Seamless from start to finish. Great lender to deal with.“

Sarah Whittall

Head of Mortgages, KRD Financial Advisers Ltd

“I was very impressed with the speed of MPowered Mortgages - received an offer for my case within 2 hours 24 minutes of submission.“

Alan Ryan

Financial Adivsor, Alan Ryan Financial Services Ltd

“Easy application process and offered mortgage in less than 4 hours.“

Andrew Campbell

Mortgage Consultant, Mortgage & Insurance Advice Services

Saving you time for what matters most.

Whether it's playing golf, travelling, indulging in your favourite pastime, or maybe just writing more business.

 

Don't miss out on life. What will you do with your time?